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A LONGER VIEW OF LIFE IN MALAYSIA

Malaysia My Second Home

Malaysia My Second Home · MM2H

Understand the residence programme, application categories and home-purchase requirements before planning life in Malaysia.

Compare categories ↓Enquire with COCO ↗
Policy sources last checked: 2026-10-28
Mont Kiara residential skyline and greenery; city context photograph
Azreey · CC BY-SA 4.0 · City context, not a listed unit

What is MM2H?

MM2H is a conditional long-term social visit and multiple-entry arrangement. It does not confer permanent residence or citizenship, and buying a home does not secure approval.

This page compares the three regular federal tiers, with a separate SEZ/SFZ link. Different programmes and local conditions must not be conflated.

THREE MAIN CATEGORIES

Compare the arrangements for your family

Programme terms are not a promise of a single endorsement period; passport validity and renewals apply. Participation fees are not the total cost, and price thresholds do not replace local foreign-purchase rules.

The details, side by side

Swipe horizontally on mobile. Withdrawal figures are calculated from the 50% cap, not approved amounts.

ConditionSilverSilverGoldGoldPlatinumPlatinum
Minimum principal age25 years25 years25 years
Programme term5 years; renewable subject to conditions15 years; renewable subject to conditions20 years; renewable subject to conditions
Fixed depositUSD 150,000USD 500,000USD 1,000,000
Maximum withdrawal requestUSD 75,000USD 250,000USD 500,000
Retained principal (calculated)USD 75,000USD 250,000USD 500,000
Minimum home purchaseRM 600,000RM 1,000,000RM 2,000,000
One-off participation feeRM 1,000RM 3,000RM 200,000
Residence requirementAges 25–49: 90 cumulative days each year, met by the principal and/or dependants under official rules. For ages 50+, the guidelines, category pages and summary differ; obtain written OSC confirmation for the approval letter.Ages 25–49: 90 cumulative days each year, met by the principal and/or dependants under official rules. For ages 50+, the guidelines, category pages and summary differ; obtain written OSC confirmation for the approval letter.Ages 25–49: 90 cumulative days each year, met by the principal and/or dependants under official rules. For ages 50+, the guidelines, category pages and summary differ; obtain written OSC confirmation for the approval letter.
Spouse and dependantsSpouse; children below 21, and unmarried, unemployed children aged 21–34 while in Malaysia; medically certified disabled children without an age limit; parents and parents-in-law. Relationship and eligibility evidence is required.Spouse; children below 21, and unmarried, unemployed children aged 21–34 while in Malaysia; medically certified disabled children without an age limit; parents and parents-in-law. Relationship and eligibility evidence is required.Spouse; children below 21, and unmarried, unemployed children aged 21–34 while in Malaysia; medically certified disabled children without an age limit; parents and parents-in-law. Relationship and eligibility evidence is required. Platinum also lists a foreign maid.
Business, investment and employmentThe category does not permit the relevant business/investment or career activities; it is not a work permit.The category does not permit the relevant business/investment or career activities; it is not a work permit.The category permits the relevant business/investment and career activities, subject to laws, licences and permissions.
Residence disposalGenerally no sale for 10 years; confirm procedures for a conditional upgrade to a higher-value residence.Generally no sale for 10 years; confirm procedures for a conditional upgrade to a higher-value residence.Generally no sale for 10 years; confirm procedures for a conditional upgrade to a higher-value residence.
RenewalRenewable subject to conditions and passport validity. Update passport, medical, insurance and other required documents; confirm fees and endorsement periods separately.Renewable subject to conditions and passport validity. Update passport, medical, insurance and other required documents; confirm fees and endorsement periods separately.Renewable subject to conditions and passport validity. Update passport, medical, insurance and other required documents; confirm fees and endorsement periods separately.
FIXED DEPOSIT WITHDRAWAL

How much of the deposit can be withdrawn?

Approved participants may request up to 50% of original principal for permitted expenditure in Malaysia under the applicable process. Confirm current timing, evidence and approval conditions.

Original fixed depositUSD 150,000
Maximum requestUSD 75,000
Retained principal (calculated)USD 75,000

These are upper-limit examples, not available cash balances or approval promises. Actual withdrawal, retention and currency arrangements depend on approval and bank requirements.

Four listed purposes

Home purchase
Education
Healthcare
Tourism in Malaysia

A listed purpose does not make every related expense eligible.

Confirm the timing

Category pages and the withdrawal FAQ refer to withdrawal after approval; the official category summary says after one year. Do not assume immediate access or a fixed waiting period without written confirmation of the applicable rule.

Official category summary ↗

No promise on instalments

Official materials set a cap on original principal but do not guarantee unrestricted instalments. Confirm the permitted number of applications and any staged withdrawals with OSC MM2H in writing.

Official withdrawal FAQ ↗
Common supporting documents ＋
  • Principal participant’s application letter
  • Licensed agent’s letter and ID, where applicable
  • Conditional approval letter
  • Passport cover and latest MM2H pass
  • FD certificate/latest bank letter and account statement
  • Original bank confirmation of lien status
  • SPA and relevant payment/medical receipts or purpose evidence

The May 2026 booklet is a reference. Education, tourism and other purposes may require additional evidence. Its three-working-day service charter does not guarantee approval or receipt of funds.

Read the official application booklet ↗
HOMES IN KUALA LUMPUR

Understand the residence rules, then explore a future home.

The existing sale listings below meet a category’s price threshold only. This is not verification of MM2H or foreign-acquisition eligibility; check local policy, title and approvals for each home.

Browse more homes ↗

The application process in five steps

  1. 01

    Check eligibility and category

  2. 02

    Prepare the application and evidence

  3. 03

    Submit through a MOTAC-licensed MM2H operator

  4. 04

    Await the competent authority’s decision

  5. 05

    After approval, complete deposit, medical, home purchase and pass requirements

Immigration decisions and appeals fall under Malaysia’s Home Affairs and Immigration authorities. HUANYU provides public policy information and housing enquiries here, without claiming an unverified MM2H operating licence or guaranteeing approval.

Verify licensed operators ↗

MM2H questions, answered

Which MM2H categories are available?
Policy information

The main categories are Silver, Gold and Platinum, with a separate SEZ/SFZ route.

This page compares the three regular tiers. SEZ/SFZ has location-specific purchase rules.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1Source 2Source 3Source 4
How do Silver, Gold and Platinum differ?
Policy information

They differ in deposit, home threshold, term, participation fee and permitted activities.

Silver USD 150,000 / Gold USD 500,000 / Platinum USD 1,000,000

Conditions: Compare the full conditions rather than a single financial figure.

Link to this question ↗Source 1Source 2Source 3
Is a home purchase compulsory?
Policy information

All three main tiers require a residence after approval.

A qualifying residence must be purchased and owned after approval. State or federal-territory foreign-acquisition rules must be checked separately; price alone is insufficient.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1Source 2Source 3
What are the minimum home prices?
Policy information

Silver RM 600,000 / Gold RM 1,000,000 / Platinum RM 2,000,000

These are category thresholds, not a guarantee of local acquisition approval.

Conditions: A qualifying residence must be purchased and owned after approval. State or federal-territory foreign-acquisition rules must be checked separately; price alone is insufficient.

Link to this question ↗Source 1Source 2Source 3
Can I buy before applying for MM2H?
Policy information

A prior purchase is not guaranteed to satisfy MM2H conditions.

Category pages specify purchase after approval. Ask OSC in writing about an existing or prior purchase before committing.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1Source 2Source 3
How much of the deposit may be withdrawn?
Policy information

Up to 50% of original principal may be requested; it is not an approved amount.

Silver USD 75,000 / Gold USD 250,000 / Platinum USD 500,000

Conditions: Permitted purposes, documents, approval and retained principal requirements apply.

Link to this question ↗Source 1Source 2Source 3Source 4
Can the withdrawal be split into several applications?
Policy information

Approval of staged applications cannot be promised.

Official materials set a cap on original principal but do not guarantee unrestricted instalments. Confirm the permitted number of applications and any staged withdrawals with OSC MM2H in writing.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1Source 2
Can withdrawals fund a home purchase?
Policy information

Purchasing a residence in Malaysia is a listed purpose.

Submit applicable SPA and payment evidence for review. A purchase alone does not ensure withdrawal approval.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1Source 2
Can education, medical and tourism costs qualify?
Policy information

These are listed categories of expenditure in Malaysia.

Individual expenses are not automatically eligible; confirm the purpose, timing and evidence.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1Source 2
Which withdrawal documents are commonly required?
Policy information

Typically an application letter, approval, pass, deposit and purpose evidence.

Principal participant’s application letter; Licensed agent’s letter and ID, where applicable; Conditional approval letter; Passport cover and latest MM2H pass; FD certificate/latest bank letter and account statement; Original bank confirmation of lien status; SPA and relevant payment/medical receipts or purpose evidence

Conditions: The May 2026 booklet is a reference checklist; purpose-specific and individual requirements still apply.

Link to this question ↗Source 1
When can a withdrawal be requested?
Policy information

Official timing statements differ and need confirmation.

Category pages and the withdrawal FAQ refer to withdrawal after approval; the official category summary says after one year. Do not assume immediate access or a fixed waiting period without written confirmation of the applicable rule.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1Source 2Source 3
Does MM2H confer permanent residence?
Policy information

No. It does not provide an automatic route to permanent residence or citizenship.

MM2H is a conditional long-term social visit and multiple-entry arrangement. It does not confer permanent residence or citizenship, and buying a home does not secure approval.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1
Can family members participate?
Policy information

Eligible dependants may apply under the relevant rules.

Spouse; children below 21, and unmarried, unemployed children aged 21–34 while in Malaysia; medically certified disabled children without an age limit; parents and parents-in-law. Relationship and eligibility evidence is required.

Conditions: Platinum additionally lists a foreign maid; this is not an automatic entitlement for every tier.

Link to this question ↗Source 1Source 2Source 3
Can children study in Malaysia?
Policy information

Eligible dependent children may study subject to the rules.

Eligible children may study at recognised institutions up to tertiary level, subject to admissions, age, pass and school documentation requirements.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1Source 2Source 3
How long must participants stay each year?
Policy information

Check both the age rules and how family members can meet them.

Ages 25–49: 90 cumulative days each year, met by the principal and/or dependants under official rules. For ages 50+, the guidelines, category pages and summary differ; obtain written OSC confirmation for the approval letter.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1Source 2Source 3Source 4Source 5
Can participants work in Malaysia?
Policy information

Silver and Gold do not permit the relevant activities; Platinum lists them as permitted subject to applicable requirements.

No category should be advertised as unrestricted work, business or investment permission.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1Source 2Source 3
Can the property be sold within ten years?
Policy information

Disposal is generally restricted for 10 years.

An upgrade to a higher-value residence is a stated exception; verify the process and applicable approvals.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1Source 2Source 3
Can MM2H be renewed?
Policy information

Renewal may be requested subject to conditions; it is not automatic.

Renewable subject to conditions and passport validity. Update passport, medical, insurance and other required documents; confirm fees and endorsement periods separately.

Conditions: Subject to the applicable category, approval letter and competent authority’s conditions.

Link to this question ↗Source 1Source 2Source 3Source 4Source 5
Must applications go through a licensed operator?
Policy information

Current new federal applications go through a MOTAC-licensed MM2H operator and OSC procedures.

Government authorities decide immigration approvals and appeals. HUANYU provides information and housing enquiries; this page makes no claim to an MM2H operating licence.

Conditions: Verify the operator’s licence and scope before submission.

Link to this question ↗Source 1Source 2
What costs are involved?
Policy information

The participation fee is not the total cost.

The participation fee is not the total cost. Processing, pass/visa, medical, insurance, licensed-operator and property legal charges may also apply; obtain itemised written schedules.

Conditions: Budget property taxes and transaction costs separately.

Link to this question ↗Source 1Source 2Source 3

Policy sources checked: 2026-10-28

Official sources and verification

Policy sources last checked: 2026-10-28. This is a source-check date, not a government approval date.

Items requiring further confirmation ＋
  • Category pages and the withdrawal FAQ refer to withdrawal after approval; the official category summary says after one year. Do not assume immediate access or a fixed waiting period without written confirmation of the applicable rule.
  • Official materials set a cap on original principal but do not guarantee unrestricted instalments. Confirm the permitted number of applications and any staged withdrawals with OSC MM2H in writing.
  • Ages 25–49: 90 cumulative days each year, met by the principal and/or dependants under official rules. For ages 50+, the guidelines, category pages and summary differ; obtain written OSC confirmation for the approval letter.
  • The summary and category pages differ on the upper child age. This page follows the category pages’ 21–34 wording and does not extend eligibility to age 35.
  • Prior purchases, individual withdrawal expenses and evidence, upgrade/disposal procedures and renewal charges require case-specific confirmation.

Connect your residence plans with a home.

Share your family requirements, preferred area and home budget to explore Kuala Lumpur.

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